Mount Sterling Homes under $400,000

Mount Sterling Homes under $400,000

Welcome to Mount Sterling, Ohio—a charming village that beautifully blends small-town warmth with modern conveniences. Nestled in the heart of Madison County, Mount Sterling offers residents a serene lifestyle surrounded by picturesque landscapes, friendly neighbors, and a strong sense of community. With its rich history and vibrant local culture, this quaint town is the perfect backdrop for your next home.

Mount Sterling boasts a variety of amenities that cater to all lifestyles. Enjoy leisurely strolls through the scenic parks, engage in community events, or explore local shops and eateries that showcase the town’s unique character. Families appreciate the quality schools and safe neighborhoods, making it an ideal place to raise children. For those seeking adventure, the nearby scenic trails and recreational areas offer ample opportunities for outdoor activities.

One of the most appealing aspects of Mount Sterling is the availability of homes under $400,000. Whether you’re a first-time homebuyer, a growing family, or someone looking to downsize, you’ll find a diverse selection of properties that fit your budget without compromising on quality. From charming single-family homes to modern townhouses, there’s something for everyone in this welcoming community.

With its affordable housing options, friendly atmosphere, and a strong sense of belonging, Mount Sterling is not just a place to live—it’s a place to thrive. Come discover why so many are choosing to call this delightful village home! Let us help you find your perfect property in Mount Sterling today.

Newest Mount Sterling Homes under $400,000

42 Jefferson Street, Mount Sterling
$295,000
4 Beds ⋅ 2 Baths ⋅ Taren Davis
Welcome to 42 Jefferson Street, where classic character meets extensive modern updates in the heart of Mount Sterling. This spacious 4-bedroom, 2-bath home offers 1,804 square feet of living space, plus two additional flex rooms that provide plenty of options for a home office, playroom, hobby space, den, or additional storage. Much of the major work has already been done. The home features newer HVAC system, updated windows and plumbing, a water heater replaced in 2023, and roof sections replaced with the remaining portion completed in 2025. The primary bathroom underwent a full remodel, while additional flooring upgrades were completed in 2026. Inside, you'll find a functional layout with generous living space, four bedrooms, two full bathrooms, and the added versatility of two flex rooms. Recent flooring and paint updates provide a refreshed feel. Outside, the 0.20-acre lot includes a detached two-car garage with both the entry door and overhead garage door replaced in 2025, providing excellent parking, storage, and workspace. A deck, and patio offer additional spaces to enjoy the property outdoors. With many of the home's major systems and components updated within the past several years, This home offers the character and space of an established home with significant improvements already completed.

42 Jefferson Street, Mount Sterling

Listing Courtesy of : Taren Davis ---- Berkshire Hathaway HS Pro Rlty
415 Wingate Place, Mount Sterling
$360,000
4 Beds ⋅ 3 Baths ⋅ Stephanie Roberts
OPEN HOUSE on Thursday, 10/1, 5:30PM-7:30PM. Located in the Deer Creek Run subdivision, this beautifully maintained 4 bedroom, 2.5 bath home offers 2,240 square feet of living space, an open concept floor plan, and NO HOA! Step inside to discover an inviting layout featuring 9 foot ceilings, natural light, and updated LVP flooring throughout the main level. A versatile front room offers possibilities as a sitting area, home office, den, or playroom. The spacious kitchen features 42 inch cabinetry with crown molding, recessed lighting, a center island, and SS appliances. The kitchen opens to a spacious great room and casual dining area, creating a connected space where everyone can gather. Just off the kitchen, a beautiful 10' x 16' sunroom with a cathedral ceiling offers additional living space overlooking the backyard. Upstairs, the spacious primary suite features a walk-in closet and an ensuite bathroom with a double sink vanity, ceramic tile shower, and tub. Three additional bedrooms offer generous closet space and share a full hallway bathroom with a double sink vanity. The conveniently located second floor laundry room adds everyday practicality. The full, unfinished basement features 8-inch poured concrete walls and a bathroom plumbing rough-in, offering plenty of possibilities for future finished living space, a home gym, hobbies, or organized storage. Thoughtful updates throughout include a new dishwasher (2025), microwave (2024), a loft converted into a fourth bedroom (2023), updated main level flooring (2023), and LVP flooring in 4th bedroom (2024). Fresh interior paint throughout the main level (2025) and entire upstairs and bathrooms (2026) adds to the home's move-in-ready appeal. Step outside to a backyard framed by a wooded fence line, complete with raised garden beds and a trellis. Enjoy small-town living with local parks, library, coffee shop, and dining, plus nearby Deer Creek State Park and easy access to Grove City & Columbus!

415 Wingate Place, Mount Sterling

Listing Courtesy of : Stephanie Roberts ---- Red Frog Realty
Five Points Pike, Mount Sterling
$189,000
⋅ Rhonda See
Rare opportunity to own a buildable residential lot along Five Points Pike in Mount Sterling. Set in a quiet, private rural setting with room to breathe and no neighbors on top of you. Served by the well-regarded Westfall Local School District. Well and septic required. Whether you're ready to build now or securing your future homesite, these lots offer the privacy and space that's increasingly hard to find at this price point. Don't miss your chance opportunities like this don't last.

Five Points Pike, Mount Sterling

Listing Courtesy of : Rhonda See ---- Keller Williams Consultants
7490 Dyer Road, Mount Sterling
$329,900
3 Beds ⋅ 3 Baths ⋅ Jennie Scoby
Move-in-ready country living awaits on 2.5 beautiful acres! This charming Cape Cod offers approximately 2,800 square feet with 3 bedrooms and 2.5 baths, combining the space and peaceful setting you've been looking for with a home that's ready to enjoy. Step inside to warm, inviting living spaces with plenty of room to gather, relax and entertain. The flexible floor plan offers comfortable everyday living, while the acreage gives you room to spread out and enjoy the outdoors. Whether you're dreaming of quiet mornings, evenings outside or simply a little more space between you and your neighbors, this property delivers the country lifestyle without the projects. Come home, unpack and start enjoying it! See Agent to Agent Remarks for Directions. Road of 71 Closed.

7490 Dyer Road, Mount Sterling

Listing Courtesy of : Jennie Scoby ---- Keller Williams Consultants
120 Jefferson Street, Mount Sterling
$299,000
3 Beds ⋅ 1 Baths ⋅ Deanna M Stevens
MOVE-IN READY RANCH WITH UPDATES, STORAGE & GREAT VALUE! Whether you're looking to downsize, purchase your first home, or enjoy the convenience of one-story living, this well-maintained 3-bedroom, 1-bath ranch is a must-see! Thoughtfully updated and move-in ready, the home features new flooring throughout, new windows, new appliances, granite countertops, and new kitchen cabinets, providing a fresh and modern feel while maintaining its comfortable charm. The inviting living area features a cozy fireplace, perfect for relaxing or entertaining. Original hardwood floors are preserved beneath the carpet, offering an opportunity for future restoration or customization. The updated bathroom includes a spacious walk-in shower for added comfort and accessibility. A convenient hallway laundry chute adds an extra touch of functionality. An enclosed breezeway connects the home to the attached garage and features screen doors on both ends, creating a versatile space to enjoy year-round--perfect for relaxing, entertaining, or simply taking in the changing seasons. The attached garage has been improved with new drywall and a new garage door opener and includes a loft area for additional storage. The full basement offers abundant storage and flexible space with potential for a workshop, hobby area, recreation room, or future finished living space. Located on a desirable corner lot, the property provides ample parking for family and guests. A home warranty is included with the sale for added peace of mind. With numerous updates, excellent storage, and convenient single-level living, this home offers comfort, value, and opportunity. Schedule your private showing today!

120 Jefferson Street, Mount Sterling

Listing Courtesy of : Deanna M Stevens ---- Heart State Realty LLC
10930 South Street, Mount Sterling
$315,000
4 Beds ⋅ 2 Baths ⋅ Aric J Gibson
Small-town charm meets modern design in this beautifully reimagined home. Thoughtfully transformed from top to bottom and never occupied since completion, the home offers updated finishes while preserving elements of its original character. The oversized chef's gourmet kitchen is designed for entertaining and features brand-new stainless-steel appliances, generous workspace, an expansive dining area, and a convenient pot filler above the range. A first-floor bedroom and full bathroom provide added flexibility, while the conveniently located first-floor laundry and Mud room enhances everyday functionality. Additional improvements include a brand-new A/C unit, a new water-filtration system, and a durable metal roof. Situated on a private corner lot, the property also offers a fenced backyard, garage, and carport for additional parking and storage. This standout home combines the appeal of small-town living with modern finishes and extensive updates throughout.

10930 South Street, Mount Sterling

Listing Courtesy of : Aric J Gibson ---- New Directions Realty, LLC
137 New Street, Mount Sterling
$270,000
3 Beds ⋅ 2 Baths ⋅ Abbey Brown
Step into a place where every room tells a story. This thoughtfully updated home blends vibrant color, a beautifully preserved staircase, and original charm with modern comfort. A new roof and soffit vents add peace of mind, while the main floor offers a spacious kitchen, cozy living area, a first-floor bedroom, full bath, and mudroom. Upstairs, two generous bedrooms share a full bath with a classic claw foot tub and shower. Out back, mature elderberry bushes, grape vines, cherry/apple/plumb trees, and more fill a fully fenced yard, perfect for backyard to table living. A large, detached 4 car garage adds space for hobbies, storage, or a workshop. Enjoy small town living with quiet mornings on the covered porch. Don't miss this opportunity to make it yours!

137 New Street, Mount Sterling

Listing Courtesy of : Abbey Brown ---- Real of Ohio

Crownover Mill Road, Mount Sterling
$190,000
⋅ Donna S Ogle
Build your dream home on this 5.5 acre parcel in the Westfall School District and only 3 miles to Deer Creek State Park.

Crownover Mill Road, Mount Sterling

Listing Courtesy of : Donna S Ogle ---- Coldwell Banker Realty
12201 Crownover Mill Road, Mount Sterling
$399,900
3 Beds ⋅ 2 Baths ⋅ Donna S Ogle
Charming 3-bedroom ranch home on 4.75 acres, offering 1,671 sq. ft. of beautifully maintained living space designed for comfort and functionality. This turnkey mini-farm features premium upgrades, including a high-efficiency HVAC w/ heat pump, Anderson windows, updated siding, a newer roof with leaf-guard gutters, a tankless water heater, and a Generac generator. The property offers a 28x40 pole barn w/ shop including electric & water hydrant, a 33x48 three-sided pole barn, and a 10x40 corn crib. Ideal for a family agricultural expansion, this rare property offers the perfect setup for multigenerational living with an adjacent 5.5-acre parcel also available for sale.

12201 Crownover Mill Road, Mount Sterling

Listing Courtesy of : Donna S Ogle ---- Coldwell Banker Realty
10853 McClimansville Cemetery Road, Mount Sterling
$33,000
⋅ Angel Ernesto Penate
Residential Lot with Previous Home Site! This property offers an opportunity to own a residential lot at 10853 McClimansville Cemetery Rd in Mount Sterling. A home previously occupied the property but has since been removed. Conveniently located in the Madison Plains area, this property is ready for someone looking to explore its potential. Buyer to verify zoning, building requirements, utilities, septic/sewer availability, and any applicable county or township restrictions.

10853 McClimansville Cemetery Road, Mount Sterling

Listing Courtesy of : Angel Ernesto Penate ---- Signature Real Estate
189 E Main Street, Mount Sterling
$256,700
3 Beds ⋅ 2 Baths ⋅ Elizabeth G Finchum
Welcome to 189 East Main Street in Mount Sterling! This two-story home sits on a corner lot and offers plenty of space to bring your personal style and vision to life. Enjoy quiet evenings relaxing on the screened-in front porch, a welcoming spot to unwind and enjoy the neighborhood. The main level features a spacious family room, dining room, kitchen with an eat-in area, and a convenient utility room with a full bath. Upstairs, you'll find three bedrooms and an additional full bath. With a practical layout, generous living spaces, and a convenient location just a short drive from Grove City, London, and Washington Court House, this property offers an excellent opportunity to make it your own. Bring your ideas and create the home you've been envisioning!

189 E Main Street, Mount Sterling

Listing Courtesy of : Elizabeth G Finchum ---- RE/MAX Leading Edge
116 W Main Street, Mount Sterling
$150,000
3 Beds ⋅ 1 Baths ⋅ Donna K McNerlin
Charming Cape Cod in the heart of Mount Sterling! This 3-bedroom, 1 full bath home blends classic character with important updates. Built in 1930, it features a welcoming covered front porch, a quaint back deck, and a fenced backyard perfect for pets, play, or entertaining. Recent improvements include a new sewer line installed from the home to the street and new floor joists in the living room, providing added peace of mind. The detached 1-car garage has electric already run to it and is ready for connection and use. Conveniently located near local shops, restaurants, schools, and community amenities, this home offers small-town charm and everyday convenience. Don't miss your opportunity to make this Mount Sterling gem your own!

116 W Main Street, Mount Sterling

Listing Courtesy of : Donna K McNerlin ---- Howard Hanna Real Estate Svcs
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